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Christina Adams
APPRAISAL ASSISTANT
CHRISTINA L. ADAMS
Tampa, FL 33624
cadams005@hargray.com
SUMMARY OF QUALIFICATIONS:
Twenty years in the Mortgage/Banking Industry; responsibilities include: Florida State Certfied Real Estate Appraiser, Sr. Loan Processor, Closer and Lending Specialist. Recent experience in Commerical Banking as a Business Service Assistant in Special Assets/Problem Loan Adminstration, Acquired Assets Group for BB&T Bank.
WORK OF EXPERIENCE:
BB&T BANK, TAMPA, FL., 06/2010 - Present: BSA II, Acquired Assets Group/Problem Loan Admin
Work closely with assigned Portfolio Managers in order to make sure correct documentation and executed documents were compliant and located within the file for FDIC and internal audits. Ensure all client-related documentation and administrative issues are completed properly and resolved on a timely basis. Upload loans to submit for modifications and renewals. Post payments, submit maintenances and clear exceptions on accounts. Ability to work closely with other departments, foreclosure attorneys and clients in order to properly maintain credit files.
BB&T BANK, Hilton Head Island, SC 05-2009 - 02/2010: Bank Teller/Vault Teller
Process cash transactions, deposits, TT&L and loan payments, issue official checks and money orders, redeem savings bonds; process CTR and SIR transactions; service client accounts; prepare daily cash drawer balance. Provide excellent customer service to clients, proactively participate in the sales/quality referral process. Order and ship funds for the Vault, process buy/sell tickets for Tellers, prepare daily vault balance.
CAROLINA GARAGE DOOR, Bluffton, SC 01/2004 - 05/2009: Owner/Office Manager
Daily scheduling of clients and technicians, order and maintenance of inventory, process accounts receivable/payable, handle all financial records; provide excellent customer service with area builders while makings sales calls.
O'CONNOR & ASSOC, INC., Sarasota, FL 08/2000 - 07/2005: Certified Real Estate Appraiser
Research and analyze specific data to perform an estimated market value for single family and multi (1-4) family dwellings. Perform and prepare interior/exterior and drive-by appraisals for borrowers and lending institutions for lending purposes based on sales comparison analysis.
ASSOCIATES HOME EQUITY SERVICES, Clearwater, FL 06/1998 - 08/2000: Lending Specialist
Responsible for assisting the Underwriter to review documents for stipulations and conditions to clear and prepare the file for closing. Analyze and verify credit, income, title insurance, appraisal and all other required documents to meet underwriting guidelines in preparation of the closing package. Closing an average of 40 loans per month with a pipeline of 65 working files for 14 assigned mortgage brokerage firms.
AFFIRMATIVE MORTGAGE LOANS, Bradenton, FL 09/1993 - 06/1998: Sr. Loan Processor
Responsible for collecting and reviewing all required documents to submit a loan package to underwriting. Order and review credit, income verification, title commitments, appraisal and set up closings with the Borrower, Title Agent and Lender. Closed an average of 26-30 loans per month and a pipeline of 50; working directly with the Borrower, Title Agent and Underwriter.
EDUCATION:
McKissock Real Estate School - Certified Appraiser, License, 2006-2012
Cooke Real Estate School - Licensed Appraiser, License, 2000-2004
Manatee Community College - General Education
REFERENCES:
Joyce Porch, Mortgage Loan Officer - BB&T Bank, Tampa, FL
Valinda Donovan, Vice President, Acquired Assets Group - BB&T Bank, Tampa, FL.
Terrence O'Connor, President - O'Connor & Associates, Sarasota, FL
Tampa, FL 33624
cadams005@hargray.com
SUMMARY OF QUALIFICATIONS:
Twenty years in the Mortgage/Banking Industry; responsibilities include: Florida State Certfied Real Estate Appraiser, Sr. Loan Processor, Closer and Lending Specialist. Recent experience in Commerical Banking as a Business Service Assistant in Special Assets/Problem Loan Adminstration, Acquired Assets Group for BB&T Bank.
WORK OF EXPERIENCE:
BB&T BANK, TAMPA, FL., 06/2010 - Present: BSA II, Acquired Assets Group/Problem Loan Admin
Work closely with assigned Portfolio Managers in order to make sure correct documentation and executed documents were compliant and located within the file for FDIC and internal audits. Ensure all client-related documentation and administrative issues are completed properly and resolved on a timely basis. Upload loans to submit for modifications and renewals. Post payments, submit maintenances and clear exceptions on accounts. Ability to work closely with other departments, foreclosure attorneys and clients in order to properly maintain credit files.
BB&T BANK, Hilton Head Island, SC 05-2009 - 02/2010: Bank Teller/Vault Teller
Process cash transactions, deposits, TT&L and loan payments, issue official checks and money orders, redeem savings bonds; process CTR and SIR transactions; service client accounts; prepare daily cash drawer balance. Provide excellent customer service to clients, proactively participate in the sales/quality referral process. Order and ship funds for the Vault, process buy/sell tickets for Tellers, prepare daily vault balance.
CAROLINA GARAGE DOOR, Bluffton, SC 01/2004 - 05/2009: Owner/Office Manager
Daily scheduling of clients and technicians, order and maintenance of inventory, process accounts receivable/payable, handle all financial records; provide excellent customer service with area builders while makings sales calls.
O'CONNOR & ASSOC, INC., Sarasota, FL 08/2000 - 07/2005: Certified Real Estate Appraiser
Research and analyze specific data to perform an estimated market value for single family and multi (1-4) family dwellings. Perform and prepare interior/exterior and drive-by appraisals for borrowers and lending institutions for lending purposes based on sales comparison analysis.
ASSOCIATES HOME EQUITY SERVICES, Clearwater, FL 06/1998 - 08/2000: Lending Specialist
Responsible for assisting the Underwriter to review documents for stipulations and conditions to clear and prepare the file for closing. Analyze and verify credit, income, title insurance, appraisal and all other required documents to meet underwriting guidelines in preparation of the closing package. Closing an average of 40 loans per month with a pipeline of 65 working files for 14 assigned mortgage brokerage firms.
AFFIRMATIVE MORTGAGE LOANS, Bradenton, FL 09/1993 - 06/1998: Sr. Loan Processor
Responsible for collecting and reviewing all required documents to submit a loan package to underwriting. Order and review credit, income verification, title commitments, appraisal and set up closings with the Borrower, Title Agent and Lender. Closed an average of 26-30 loans per month and a pipeline of 50; working directly with the Borrower, Title Agent and Underwriter.
EDUCATION:
McKissock Real Estate School - Certified Appraiser, License, 2006-2012
Cooke Real Estate School - Licensed Appraiser, License, 2000-2004
Manatee Community College - General Education
REFERENCES:
Joyce Porch, Mortgage Loan Officer - BB&T Bank, Tampa, FL
Valinda Donovan, Vice President, Acquired Assets Group - BB&T Bank, Tampa, FL.
Terrence O'Connor, President - O'Connor & Associates, Sarasota, FL